Once you include "luxury" consumption countries with "low" COL stop being low COL. For example cars, iphones, laptops are way more expensive in Eastern Europe than US.
1-1,5k for high end apartment's rent (which is waaaay too much anyway), 400 for the car and 1k for other necessities.
If taxes were 33%, you'd be left with 66k.
66k - 12x(1.5k+400+1k+100) = 30k. That's still a lot more money left than if the person was in NYC without a lease/finance and with rent that's twice as much.