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I like it too, except that my (bronze level in the marketplace) high deductible plan is ~$1300 a month for my family, that is not sustainable. A recent ER visit with 1 night stay cost us about 8k out of pocket, the family deductible for the plan is $13k a year.

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Be glad that "recent" wasn't in December, prior to the deductible reset.

Fun fact - my company (who sells Health Benefits Management software) added functionality so an insurer could do a "rolling window" for deductible / out of pocket management, i.e. "In any given 12 month period, your costs will not exceed $x" (where given unfortunate timing, your out of pocket could actually be 2x).

Except it was less profitable to the insurers, so no-one was interested. But spun as "will be too complicated for consumers".

Sounds like we are on the same plan.

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