Ask HN: What subdirectories does your home directory contain?

I'm terribly disorganized. This causes problems so I'm trying to improve. I need a system for my digital stuff. At work it is easy: files tend to be associated with projects, which can be subdivided into subprojects. But my personal computer is filled with the miscellanea of life.

So I want to know: How do you organize your personal files at a high level?