The idea that nuclear plants are net energy negative is very inaccurate. A 1 GWe plant runs for 60 years releases roughly 2000 PetaJoules of energy from atomic nuclei. Vastly less energy goes into building and operating the plant. They're massive, massive carbon-free energy sources.
But operation cost is high. There are lots of highly trained operators working 4 shifts. There are complex regulations, and safety upgrades after 9/11 and Fukushima.
As for insurance, if fossil plants had to pay insurance for the global warming they're causing, they'd be far far more uninsurable. Right now, fossil makes 85% of the world's energy. Would it be viable if it was liable for climate change? Not a chance. Also, nuclear energy kills fewer people per Watt*hour generated than almost all other energy sources. So why wouldn't it be insurable compared to the others? [3].
Nuclear subsidies in the USA are 1% of the total energy subsidies [1].
Helen Caldicott is not an authority on nuclear energy. She is the number 1 anti-nuclear activist in the world and has said countlessly many things that are wholly unsupported by even minor scrutiny [2].
[1] https://en.wikipedia.org/wiki/File:2016_Energy-Related_Tax_P...
[2] https://www.theguardian.com/commentisfree/2011/apr/05/anti-n...
[3] https://www.forbes.com/sites/jamesconca/2012/06/10/energys-d...