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I see these kind of statistics but then you see phones in the range of $400-$1500. An average car costs $25-$35k according to data online. And you see pictures of people with grandiose homes if you have ever seen any of those home shows. Or people going out for grand meals or pricey drinks. Somehow those expensive things continue getting sold yet 40% struggle to cover a $400 emergency.

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I run a website that focuses on math driven, low cost living.

The longer I run this website, the less sympathic I've become.

I see so much waste, I see so many excuses.

I think this paycheck to paycheck lifestyle is chosen by the person (or their biology). There are plenty of opportunities to save money or make more, but people choose not to.

Definitely. The only reason many software developers don't live paycheck to paycheck is because it is actually a hassle to spend that amount of money.

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