It generally happens when recurring bill payments come through, so I didn't really think much of it, I did what I do when a transaction fails. If I had seen the amount, I definitely wouldn't have done anything like that.
What's the point of a limit, if you automatically remove it whenever something is over the limit?
It's weird to me that the focus is on Stavros not doing this or that, when the original failure was the bank's. If the notification had said "This transaction here failed because it hit the limit" none of this would have happened. If the app had shown that transaction in the list, none of this would have happened.
Yet here we are asking why the user didn't react perfectly to the failures of the bank. It's weird.
And there's no weird transaction listed, so assuming it's a standing order wouldn't be unusual.
And yeah, "panic", the fees for missing payments on some bills can be fairly high so you probably can't wait till beyond 2pm that day.