Good luck assuming that life needs a planet and an orbit. All you need is a way for particles to make explicit decisions and experience some sort of consciousness (but even that is debatable, since few life forms on earth seem to have that).
And I would even question that you need particles. Particles might just be what we can experience in 3 dimensions.
I always find it funny how humans are so eager to draw generalized conclusions based on their own meager 100 years of scientific existence. We should be more humble and realize that we know jack shit about anything.