Yeah, it's a tradeoff by nature. This applies to security in general, not just computers. Having to unlock the door to your house when your hands are full with shopping is annoying, but the alternative is leaving your house unlocked all the time and trusting nobody will walk in.

Depending on the context (location, is there usually someone home anyway, value of stuff within the house) you may or may not find the tradeoff makes sense and voluntarily opt for the worse 'UX'.