I think it's more like I left the back door of your house open, without ever having permission to access your house, and you got robbed because of that.

I admit the Equifax situation was worse. The people whose data was lost by Capitol One probably at least have some sort of business relationship with that company (for example, they may have applied for a credit card). I had no business relationship with Equifax at all, yet apparently information about me was leaked. I don't buy anything on credit, so I don't give a tinker's damn what my credit score is. Equifax provides no value to me whatsoever, yet I now have to worry about information they collected about me with no authorization from me. I'd like that company to be sued into bankruptcy.