Nothing says "we care about people" like partnering with Goldman Sachs to deliver financial product /s
https://en.wikipedia.org/wiki/Goldman_Sachs_controversies
So it might be that.
Wikipedia has a whole separate article about their controversial practices.
https://en.wikipedia.org/wiki/Goldman_Sachs_controversies
(Disclaimer: I don't see this as a reason to avoid the Apple Card, but someone should play devil's advocate here.)
P.S. Not trying to support GS at all, as I know more than a few negative things about them and I loathe a lot of what they did, but OP just seems to be making a cheap intellectually lazy jab at GS with no substance related to the context.