Well they already "got out" of the market by selling off or closing their CC portfolio and outsourcing their CSR responsibilities to a Canadian provider.
Their only users remaining were those who've been carrying a balance for the past couple years.
Their only users remaining were those who've been carrying a balance for the past couple years.
I overpaid my last bill by a cent in hopes they would waste their time and money to cut me a cheque, but they did not.
Their Amazon card was pretty decent: no foreign exchange fee and no annual fee. It was my "daily driver" for non-CAD$ transactions like domain names, hosting, Paypal, Aliexpress.
Such a pain for me when they got rid of it.
Similar to Chase Amazon: no forex charge. No annual fee.
Pro: Includes roadside assistance and rental collision insurance, 1% cashback
Pros/Cons: Doesn't support tap/RFID payment.
Cons: Application can take forever (not sure about current state).
Cons: Higher foreign ATM withdrawal fee than Amazon (1.5% vs 1%, with similar minimum fee
Home Trust has a few annoyances too, most notably a 10-transaction per day limit that you can run into when travelling.
Otherwise Scotiabank Gold Amex recently dropped their forex fee and might work for you depending on spending habits.
4% cash back in a foreign currency
2% cash back on Rogers' services
1.75% cash back otherwise
Rental car insurance
Airport lounge access
No fee