Usually, for ocean-sized bodies of water, we'd stop imaging entirely to reduce power load and align the solar panels with the sun. Effectively all of the ocean had nothing going on on the surface that we could image anyway.
When Planet gets the imagery, they have a fairly good sense of where it is, but it is still processed to get it to align with ground truth, which is called rectification and relies on matching visible features to known ground features. If the entire image is clouds, this can't work and they don't publish the image because they can't say exactly where it is. Also, there's not really usable information in that imagery I guess.