With a CC, the money is taken away from your CC company, not your bank account first. So you won't have to deal with the potential cascade of overdrafts, bounced checks, etc.

Secondly, CC Cos because they're first in line to being on the hook, seem to be better at picking up fraud (I have no idea why). When my CCs have been comped, they notified us and shipped us new cards before we could have reasonably found out that anything was askew.