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I'm sorry but I don't understand the argument you're making, or why you think contributing to universal health care would mean you care about your neighbours child more than they do. Bad things can and do happen to people no matter how "responsibly" (according to who?) they live. Maybe you are suggesting only the wealthy should have children?

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I'll be happy to continue when you acknowledge that there are more than the choices of universal health care and paying for everything out of pocket.

It's very strange how insurance works for homes, for cars, for libel, and many other things, yet somehow no one here is willing to entertain the fact that health insurance also works to pay for health care.

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