>> I find that people who are religious talk about virtue more than those who don't

There's a lot of practical stored up value in the religion that I practice - listening to the wisdom of generations of people certainly helps with discerning how it live well in the short time we have here on this earth.

While I have no doubt that a sensitive and intelligent person could figure most of this out for themselves, it would take them most of their lives - and I suspect that by then their life would be too spent to be able enjoy the fruits of their labor.