Brex differentiated itself by using your bank history to determine your credit limit, meaning that founders didn't need to personally guarantee their corporate cards early on in a company's life. It seems like Stripe is doing something similar.
But this relies on the startup's Stripe history, right? This is more a benefit for existing Stripe customers than it is a broadside at the entire corporate card industry.
Stripe's Corporate Card can use your history on Stripe and other signals as well!