I guess there is the issue of your password manager being compromised but honestly I'm way less worried about that than website x or y getting compromised.
I guess there is the issue of your password manager being compromised but honestly I'm way less worried about that than website x or y getting compromised.
I don't think this is entirely true, and so I often use TOTP with important sites. But I'm okay with storing the TOTP key in my password manager (which encrypts the password database with a long key phrase and a key file). Even on top of the very little chance that any of my long passwords are going to get leaked or broken, I think the chance that this happens because my password manager gets hacked along with the TOTP keys (as opposed to me getting phished or a vulnerability in a website) is pretty remote.
if lose my phone, i can't access any of them. if i change my phone, it will take me hours and hours to change every single one of those accounts.
there must be a middle ground between those two.