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Seconded. I still cannot find a decent alternative, if I add

- not self-hosted, but hosted by someone big enough to have a decent security team.

I don't want to take care of the security of this myself, nor do I want to rely on some mostly unknown 3 people startup.

Hetzner sells hosted nextcloud. Not sure if the security team is absolutely top notch, but they are no 3 people startup neither.

Thank you, I searched for Nextcloud hosting before, but I did not find Hetzner

the only downside I found was that they don't (or didn't) allow custom domains (so cloud.yourdomain.com won't work)