Only place in industry that requires a PhD is Data Science. How interesting what you do there is depends on the company. In most cases as a Data Scientist you won't be doing much coding. Otherwise if you want to go in any other software development you don't need PhD, because as you said you don't want to be a researcher. That being said its very likely for your 9-5 programming job to be very boring and not what you expected so I suggest you don't completely rule out researching, because it probably won't get any more interesting than that.