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Investing in stocks has long term yields of like 7% or 8% per year if you invest in an SP500 (or similar) index fund, from what I know. Admittedly I am not an expert, but the documentation I read before investing myself lets me think that 7% or 8% is quite standard for 25 year investments.

I'm not sure what you mean with 0.002%. Maybe bonds?

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> I'm not sure what you mean with 0.002%. Maybe bonds?

This is 1000x lower what a standard savings account pays. I wouldn't look for any meaning in the parent comment beyond economic illiteracy

I was off by a 0, but 100x better than you. Not a fan of the snide remarks.

Again, the idea that big banks are chasing returns for their depositors is false.

WellsFargo: 0.01% https://www.wellsfargo.com/savings-cds/rates/

BofA: 0.02%

Citibank: 0.04%

I was surprised by Citibank being so high.

These are for basic savings with minimum deposits and don’t take into account any fees.

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