The small family firm I worked at folded after the owner remortgaged his house. I was told on the Friday and had my last pay check on the monday. (Sad story, I felt for them)
After contracting for a bit and running through my savings I was days away from losing my house when I was offered a great job writing software earning twice as much. 2 years later I was offered a dream job and doubled my salary again.
Today I am forever thankful for my fairly ridiculous salary because I've been at rock bottom.