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If I’m reading the article correctly and following the governments line of reasoning these cases have already seen trial and are not going to trial now. Hence no statue of limitations issues.

But I agree with you - there needs to be consideration for the debtors in light of the negligence of the collector

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Debt does have a statute of limitation that varies state to state [0]. So even if there is a trial and judgement, after a certain amount of time it is invalid and there is no legal recourse to collect (although collectors will still ask).

I think the issue here is that this debt is not subject to the statute of limitations. Some other federal debts- student loans- have similar exemptions and special considerations.

[0] https://www.incharge.org/understanding-debt/credit-card/what...

> The “Statute of Limitations” for credit card debt is a law limiting the amount of time lenders and collection agencies have to sue consumers for nonpayment.

This makes it sound like the limitation is on how long you have before you can't sue. But if you have already sued and won then the statute of limitations wouldn't apply. I think instead there is a time limitation for collecting on the judgment from the suit.

Yes and in some states judgements can be renewed indefinitely.

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