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If you have a rather large monitor, that might put your terminal at a ridiculous size. For quick access to Terminal.app, Quake console style, I use Visor, which slides it down from the top of the screen on a global hotkey:

http://visor.binaryage.com/

One of the handiest SIMBL's I've ever found.

I love the Quake console reference :D

I like http://decimus.net/DTerm/ since it defaults to the CWD of the frontmist document from which youmactivate it.

I like Visor, but it doesn't play nice with Witch.app at all, which I use to do per-window alt-tabbing (as opposed to per-application cmd-tabbing, which isn't always what I want since it brings all the windows of an app to the foreground). It also makes cmd-` behave a bit weirdly.

I keep it fullscreen in a separate space via OS X Spaces. Works well too.

Now that is actually cool.