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I'm pretty sure it's explained by the description of "Company gets money through directing employee labor, but an uneven portion of it is given back to shareholders instead of employees".

aka being employed is a worse deal than being an investor, disproportionately.

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I was hoping for more insight than "my employer doesnt pay enough" ... while true its not really a root cause of the situation IMO

You can always start your own business or simply work for a different company. No one owes you employment.

> You can always start your own business

How is starting your own business an even remotely viable option for people who are so desperate that they're taking these predatory loans?

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