My dwelling policy actually says: We insure for accidental direct physical loss to the property
Interestingly, the article describes the incident as "a quasi-war zone" which is specifically not covered: We do not insure under any coverage for any loss which would not have occurred in the absence of one or more of the following excluded events: e. War, including any undeclared war, civil war, insurrection, rebellion, revolution, warlike act by a military force or military personnel, destruction or seizure or use for a military purpose, and including any consequence of any of these. Discharge of a nuclear weapon shall be deemed a warlike act even if accidental.