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Pick a major which ensures your financial survival. Spending 100k on a degree which cannot ensure survival is a hell of a way to learn that lesson.

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I don't disagree with you, but when that cost is underwritten and inflated by nondischargeable, government-guaranteed debt that's the product of a decision made by folks scarcely old enough to vote or serve in the military -- it just feels wrong.

There are other options, not all require college. The world needs tradesmen/women. Some of their pay is on par with my data scientists.

I also have a few on staff who do not have a degree but perform solid work and manage the same tasks as my degreed team members. There are options with college or military.

I think that's exactly why this kind of a loan product existing is wrong in the first place. Why is it okay to directly profit off of the debt interest of selling hopes and dreams of class mobility to impressionable youth who will be in an even worse position after taking that loan? If we abet it, are we intrinsically taking a dim Darwinian view and saying that they deserve to be exploited?

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