> YAGNI

OK so then does YAGNI apply to investment? Why not let existing firms handle it in the S&P?

> YAGNI (continued)

over-engineering is definitely a problem, but so is hindsight bias.

I think that most non-trivial tech builds involve some smart investments and some dumb ones. It's essentially a portfolio of decisions made in the face of uncertainty. YAGNI is cynicism and hindsight bias, and over-generalization.

I think this is less obvious than it should be because of the popularity of the highly cynical "agile" approaches that consider a project that does not plan beyond the next sprint as somehow not taking on code debt.