I've suggested this to an insurance company. Unfortunately keeping a list of dangerous drivers (or dangerous license plates) is a bit illegal re: GDPR and using it for pricing mandatory traffic insurance is also not doable. Pricing is only allowed to use factors that can be demonstrated to correlate with the risk the company sees in actual claims.

But one can dream :) A good thought technology for reducing anger towards reckless drivers is to assume the crazy BMW driver just had a bad case of diarrhea and needed to get to a bathroom very fast.