How many systems truly need to identify you uniquely, and not just uniquely amongst their customers?
My identity is private. I use placeholder names for virtually everything I do.
My identity is private. I use placeholder names for virtually everything I do.
Edit to be more substantive:
There are a lot of places where Know Your Customer rules apply. Further, there are places where identity really does matter, such as insurance. The approach you outlined sounds like a headache when it comes to those things. Not sure who the headache is for... :)
Why do you question whether identity would matter?
I can't just call up and say "My name is John Snow, I want to withdraw $100 from my account." Even a small system will quickly run into duplicates. Names are far from unique. Systems might use name for reference purposes, but beyond that, some other unique identifier needs to be used.