What about buying stocks that pays dividends with it? Microsoft pays quarterly dividends of $0.16/share. The Rate of Return is 2.23%. Intel's dividend of $0.16/share, has a ROR of 3.01%. AT&T's dividend of $0.42/share, has a ROR of 5.93%. Verizon's dividend of $0.49/share, has a ROR of 5.70%.

These are all companies that are going to be around for a while. And even if the stock goes down, you still get paid a dividend for it.