I know not everyone has a credit card, but as someone once said to me, never enter your PIN into anything other than a bank ATM, i.e., an ATM physically attached to a bank lobby.

I was at a gas pump the other day with a never-before-seen-by-me card reader that I tried to physically remove (as I always tug on them to make sure they are not fake). After that I noticed, "Apple Pay Coming Soon". That is the first pump I have seen with such a notice, and I am very much encouraged to see that, hopefully someday soon, I won't even have to insert my card into one of these machines!