I hope the act of not murdering or not stealing isn't slowly wearing you down.
I think petty theft is far more instinctive than you may realize. I personally have to fight the urge to steal my daughter’s holloween candy, even though I can easily afford my own, and she would give me some if I just asked. I don’t know where the urge comes from but I know it’s there, and I doubt it’s an uncommon type of urge.
Social interactions can really help to bolster behaviors we prefer in ourselves. I can see them being useful in keeping honest people honest. In the same way a gym buddy makes it harder to skip a workout.
In any case, someone raising questions about emergent behavior in the general population shouldn't invite questions about that specific person's imminent ethical lapse.