The Consumer Financial Protection Bureau was quite effective until its leadership were unlawfully replaced with partisan hacks.
https://en.wikipedia.org/wiki/Consumer_Financial_Protection_...One big federal problem with antitrust and other corporate–related law is that we have now had an unbroken half century of “conservative” domination of the US Supreme Court. Over that time consumer, worker, citizen, and small-business friendly interpretations of a wide variety of laws have been steadily replaced by interpretations friendly to wealthy/corporate interests.
That control should have been broken after Scalia died but the GOP-controlled Senate broke with any pretense of good faith or respect for norms or precedent and refused to allow even a moderate compromise candidate to come to a Senate confirmation vote. After regaining control of the presidency the Senate then eliminated the filibuster so it could force radical GOP ideologues through onto the bench.
> I'm not sure it's even possible anymore for the government to be functional at any deeper level.
This is absurd. The US civil service is full of highly competent experts without whom we would all be exposed to grave risks every day. They do their work conscientiously and seriously, largely out of the spotlight.
Let me recommend you read Michael Lewis’s book The Fifth Risk, or at least listen to one of these interviews about it:
https://www.scpr.org/programs/fresh-air/2018/10/02/65410/
https://cafe.com/stay-tuned-what-is-the-fifth-risk-with-mich...