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You’ve been living a sheltered life.

While most workers are trying to get by, the wealth and opportunity has attracted all kinds of people, which is fine.

I’ve noticed that anywhere in America where there is money to be made, there are clusters of people who are willing to also spend all of it.

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Where are those people? How does one come into contact with them?

They're around. They cluster, as you might expect. I worked at one a16z-funded startup where probably 1/3 of the engineering department were big spenders. I expect the cluster was a result of the CTO being an extremely big spender, and very loud at broadcasting that fact.

Not exactly huge spenders but I know a lot of people in their early-mid 20s who spend almost all excess income (probably about $70k-120k) on clothes, food, sports tickets, cars, and vacations. And live in nice apartments.

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