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I'm trying to make sense of this but then I realized, maybe you're not American and your health insurance premium is somewhat reasonable.

Care to share more? What was the premium for the cat? Are you American?

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Yeah except they get their insurance through their employer, so probably American.

Some companies in the UK offer health insurance for private healthcare. The main advantage of private being you can get appointments much faster. I'm not really sure what the relative pricing is for private healthcare in the UK vs the states, so it might be the insurance costs reflect that.

Canadian employers offer health insurance to cover things like dental, vision and drugs, which are only covered to varying degrees by provincial health plans. They'll also cover massage therapists, counselors, etc.

Those plans cost in the hundreds of dollars, vs the US plans which cost in the thousands.

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