This seems a quite dangerous way of thinking. New attacks, methods to attack crypto are discovered regularly. A view years ago people also said SHA-1 will never get broken to the degree it just got broken a recently.
So the only think we can do is to be slightly paranoid, everything else would be strongly negligent.
Especially if we consider how long it often takes in practice to update software and phase out previous encryption and hash methods without having to worry about e.g. downgrade attacks or similar.
Sure software should be possible to be updated asap, but honestly how long will it take until SHA-1 is phased out?
EDIT: Through that also means if you believe you will always be able update the _deployed_ relevant parts of your software ASAP (which can't work for libraries) and you are sure that you will follow the crypto community close enough and you believe some one else does so to if you are unavailable because of sickness, then yes go ahead and use less paranoid/secure crypto.