I understand your point but you’re also attempting to portray that low income folks have no chance at obtaining health insurance. Thankfully Medicare and Medicaid coverage gives health insurance to millions of people. 63 million to be exact were enrolled through some form of Medicaid in October 2019 (Center for Medicare, 2019)[1]. Another 10 million or so people are eligible for Medicare (prior to age 65) due to a disability.

[1] https://www.medicaid.gov/medicaid/program-information/medica...