How are they going to raise the money, does the one raising $5M blindly do so by enlisting a third party to pay poverty wages to young people to con pensioners out of their money (usual way is to trick them in to signing a monthly payment when they think they're paying a one-off [to get rid of the annoying person invading their home]) on the doorstep?
Do CEOs only act competently for immoral sums of money?
How about the CEO does an honest days work, raises what they can without defrauding people and gets paid at most, say, 3 times the median salary of everyone employed by the organisation?
There's a good chance that even if the CEO is honest and completely above board all they're doing is stopping other charities getting money. That is, splitting the pot differently. So, perhaps the $100k is far better - was overall the charity sector gets more to spend on charitable aims.