>what does low income have to do with this? driving is expensive. between fuel, vehicle maintenance, parking, and insurance, driving your personal vehicle should not be the "low income" choice.
At the low end it is not really that expensive.
Initial buy in is like $1500, $1k for the shitbox, $500 for the paperwork you need to legally operate it.
Fuel isn't exactly cheap but it's not a lump sum so if you're poor you can manage.
Maintenance is solved by bringing beer and pizza to someone who does that stuff on the side (for any instance where the upper middle class would shell out hundreds for a licensed professional this is the solution the lower classes usually have). If something really catastrophic happens you get another shitbox and are late on your other bills.
Unless you live somewhere where public transit is both decent quality and cheap and parking routinely costs money then driving is often cheaper than public transit.