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> I don't personally care about daycare and college savings as I'm not planning to have kids

Right. But you ARE going to get old and sick and someone else’s children are going to take care of you. You probably want them educated and doing stupid mistakes because they’re overworked.

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More people to to college in the US than in the UK.

While that was the case, it doesn't seem to be anymore (for instance see the age cohorts here: https://en.wikipedia.org/wiki/List_of_countries_by_tertiary_... ). Two year non-degree courses also seem to be much more common in the US than elsewhere, which skews things a bit.

Fair enough. It's not a big gap.

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