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I love the domain. Perfect for a simple web app.

A few things:

1. I would move the 'About' tab over next to the 'Owed to You' tab. Stretching it across looks slightly off.

2. The last line of your copy could use a rewriting. Maybe "Try it out! Just use your own e-mail address."Or just take out the comma.

3. Is there a way to remove yourself from the e-mail list on the site? (not just in the e-mail.)

1. The tabs are like that because I will be adding more tabs to the left (e.g. "Owed by you" as a way to send IOUs to people, etc.)

2. Thanks will fix.

3. I'm trying to keep it as simple as possible so avoiding signup and login. Which just leaves me with the email to work with.

I second on #3. There should be a quick link to log in and remove reminders.

Also very curious, what is the monetization strategy here.

Doesn't seem like a business; more of a web app.

But maybe a small ad at the bottom of each e-mail?

That idea has crossed my mind but you need a lot of users to make it viable.

No strategy yet. Just solving a problem and it doesn't cost me anything yet.