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Yeah, it's even worse than that. I was recently in the bay area and I went to pay for a burger with my Canadian chip&pin card and when I the card in the transaction was automatically approved with no need to enter the pin.

This was quite alarming.

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Germany here, there is a lower limit, below which we do not have to enter a pin. Maybe the same for you?

Yeah, we do chip, and maybe signature if we feel like it

"feel like it" is practically never. I haven't had anyone ask to see my physical card to compare signatures in over five years.

Isn't this really in service of the customer to not waste their time? The store is the one shouldering the risk because if it turns out to be a thief using the card the store loses money/goods. The more they try to verify you are who you say you are the less risk they are incurring. That's a benefit of credit, it's less risky for the consumer in the end.

Absolutely. Just providing information posters like the one above who don't live in the US and might be surprised that no authentication happens here.

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