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In my country bank to bank transfers are free and instant.

It's extremely convenient to be able to pay anyone any amount at any time with nothing more than your phone.

Sounds like a good way to get mugged with violence.. "Transfer me all of your bank account, right now !!" (To an account opened using fake ids of course)

People with fake IDs are not going to engage in mugging. If you plan out your crimes so much that you have fake IDs ready, it's way safer and more profitable to do some scamming or fraud scheme instead.

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