Fundraising is just about the least meritocratic part of startups. Depending on your social circle and markers of class, the process can be very easy or near impossible for a first time founder. For most, it's extremely difficult to get someone to invest in your company when you're still working a full-time job on something else.
> the one thing we want most in life is to work on our product full-time
Can you cut expenses and live off of savings for a few months? If not, can you self-fund it as a side project until it can cover your living expenses?