Why?
How does it matter? Not meaning to challenge you in any way, just sincerely want to understand your thinking.
How does it matter? Not meaning to challenge you in any way, just sincerely want to understand your thinking.
While interesting, most of us can't relate to this situation. Having half a year worth of "fun money" to spend bootstrapping a business idea, or investng in one, is skipping the first step.
It's like one of these "draw the rest of the fucking owl" jokes:
How to become rich:
1. Get 44k
2. ???
3. Pofit!
Was that "Profit!" or "Poof it!"? ;)
If you make $88K then you can have $44K to blow just by only spending $44K, like the people who only make $44K anyway.
(Yes, yes, ignoring taxes)
And if you are saving $44K per year, why can't you work for two years and then take one year off, having both $44K to live on and $44K to spend on a project?
And finally, didn't this start with a $44K loan, not a gift?
The comparison you made was inconsistent.