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Calm down, I'm not saying you are poor. Banks have started treating top ups as cash advances, even when your account has a positive balance. This has logical sense because you can immediately withdraw that money as cash.

For some reason Revolut is unable or unwilling to support normal cash transfer mechanisms.

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Okay, this is news to me. But then, my bank is not a US one. There is no money in my account that I cannot immediately withdraw as cash. That is sort of the whole point of my bank account, except of course it's mandatory if I wish to receive wages for the job I perform...

Anyway, call me poor all you like. I actually am.

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