So you have to pick which actions are most important, and make those easy to discover. QuickLook is a wholly essential feature. So is navigating up a level—it's very useful in some instances, but the back button does the same thing 90% of the time.
For the rest, what matters most is that the actions are never activated accidentally†. This last point is, IMO, where iPadOS fails the most.
*
However: it is worth noting how far the Mac has fallen in the past decade. Snow Leopard had persistent scrollbars, that were big and blue so you couldn't miss them. Finder's toolbar had a button for activating QuickLook. And of course, the notification center didn't exist yet.
There's a pattern behind all these changes. Scrollbars were modified to match iOS. The QuickLook icon was removed to make room for a share button that mimics iOS. The design of notification center was basically ripped from iOS wholesale.
So yes, I agree that iOS has UI problems.
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† Unless the user can instantly parse how they accidentally triggered the action. If you can turn the accident into a learning experience, that's fantastic.
‡ It's still there, but disabled by default. So in terms of discoverability, it might as well not exist.