> I had ZERO concern about my identity being stolen in 1995. My identity has now been stolen 3x in the last 10 years and caused significant anxiety and hassle.
I have never been robbed, and I live in a place American suburbanites have told me is “dangerous.” But I have had my ID stolen. And to be honest I’d much rather be hacked or miss an ATM skimmer than having someone sticking a gun in my face demanding my wallet.