The median savings for American families whose wage earners are between 56 and 61, is $17,000. [1]
34% of American adults have zero savings (retirement + non-retirement). [1]
Anecdotally, I had a Grandpa with a $60k/yr pension and he was definitely upper class.
[1] https://www.cnbc.com/2017/06/13/heres-how-many-americans-hav...