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If I understand correctly, why do you think it's proper for the organizers and attendees of SXSW who would lose money if the event was cancelled, then be compensated for such losses by other individuals who DO NOT consent to bear such responsibility?

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I wasn't taking a position on that, I was addressing the oh-so-clever remark that was trivializing complaints of "socialization of losses" with the argument that "duh, that's what insurance is, what's the problem?".

Got it! Sorry. I thought I might not have absorbed the sarcasm.

My original comment wasn't sarcastic.

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